Property Related Services
Arquitect Carlos Casablancas and I in a property inspecting for water damage.
Your sole contact in Barcelona
From getting a Spanish NIE to tax advice, we offer the services required to buy and own the property you have set your eyes on. We work with a mortgage expert, a currency broker, an architect, and a Spanish tax attorney. Having one contact will save you a lot of time and hassle.
Opening a Bank Account
To buy property in Spain, you must open a Spanish bank account to pay property taxes and the balance of the property price. We work with two of Spain’s largest banks: Banc Sabadell and Santander. With Banc Sabadell you can open the account with just your passport, but you will need to sign for the account in person a short time later.
Money Transfer. Rule Number One: Never transfer money bank to bank. The banks use an unfavorable exchange rate that make it very expensive. Always transfer through a money broker. There are several on the market. We recommend Currencies Direct. They specialize in large transfers and offer excellent customer service. An agent will call you to set up the account and walk you through the process.
Mortgage Advice
We urge you to seek pre-approval before viewing properties. Only a bank in Spain can grant a mortgage, and the process takes time. Mortgage Direct, Spain’s mortgage expert, can tell you if you qualify and the amount you can borrow. Just click on the logo and complete the form. There are no strings attached.
The Spanish NIE: Understanding the Spanish tax ID number
Mark explains the two different types of Spanish NIE’s.
Additional Services
Money Transfer
Never transfer bank to bank. Instead, use a currency broker if you want to save. We recommend Smart Currency Exchange. They specialize in large transfers for property purchases.
Architect
We highly recommended an inspection of the structure, especially in Barcelona’s Gothic Quarter, where the buildings date back hundreds of years. We work with a local Catalan architect with years of experience.
Spanish Tax Attorney
Only seek tax advice from an attorney specializing in tax law. It’s a very tricky subject that requires expert attention. We work with a tax attorney who can explain Spanish tax laws as it applies to your situation.
Spanish NIE
Our NIE service is rather limited. We only help property buyers get an NIE to sign the deed and buy the property.
The Real Estate Agent
They form a close relationship with their Client, the Seller.
Their Client pays them a 3-6% commission of the seller’s price.
They usually move through the buying process quickly.
Spanish Will
If you own any property in Spain, prepare a Spanish will to ensure your assets pass hassle-free.
Change Utilities
There usually are three bills to change from the seller’s name to the buyer’s.
Deed Registration
We prepare payment of the transfer tax and register your deed with the government.
Power of Attorney
If you’re not in Barcelona, we can sign documents and act in your behalf.
For some advice, check our articles
The TOTAL Cost of
Buying Property in Barcelona
The Arras Contract in Spain
Spain’s Golden Visa
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